The Late Starter's Foundation Toolkit

Building Your Financial Independence Foundation

Table of Contents

Getting Started

How to Use This Toolkit .........................3

Your Financial Independence Assessment ..... 4

Red Zone: Foundation Building

Tool 1: Stop Digging Your Financial Hole .........12

Tool 2: The Gap Discovery Worksheet .............13

Tool 3: Emergency Fund Builder ...................... 20

Tool 4: Debt Elimination Strategy ......................21

Tool 5: The A-B-C Priority System ......................23

Tool 6: The Weekly Money Check-In ..................24

Tool 7: Childhood Money Wounds Assessment ..25

Red Zone Graduation Checklist ..........................27

Yellow Zone: Strategic Building Overview

Yellow Zone Focus Areas ................................. 28

Yellow Zone Action Steps ................................ 30

Green Zone: Freedom & Legacy Overview

Green Zone Focus Areas .................................. 31

Green Zone Transition Planning .......................... 32

Progress Tracking System

Monthly Financial Freedom Tracker ....................... 33

Quarterly Zone Assessment ............................... 34

Annual Financial Freedom Review ......................... 35

Your Financial Freedom Timeline ......................... 36

Building on Your Foundation ................................ 37