"Tim didn't just help me tackle my debt—he helped me believe I could actually win this fight."

"When I first reached out to Tim, I was drowning in $47,000 of credit card debt on a teacher's salary. I felt so ashamed that I'd hidden the statements from everyone, even my closest friends. Tim didn't judge me or make me feel stupid for the mess I'd created. Instead, he helped me see that my situation wasn't permanent—it was just my starting point.

His mentoring approach was completely different from anything I'd tried before. Rather than overwhelming me with complicated strategies, he broke everything down into simple, manageable steps.

Working with Tim wasn't just about numbers on a spreadsheet—it was about becoming someone who could take control of her financial life. The tools and confidence he gave me have completely transformed how I approach money. I'm not just debt-free now; I'm building the future I always wanted but never thought I could afford."

— Michelle K., Elementary School Teacher