The Late Starter's Guide to Financial Freedom

By Tim Wells

Gold Medal Winner - 2026 Global Book Award (Business & Money)

The Global Book Awards

Amazon Best Seller in Multiple Categories

screenshot of Amazon #1 Best Seller budgeting Financial Risk Management retirement planning categories

Inside the Book

SECTION 1: The Red Zone - Foundations

Chapter 1: Overwhelmed

Chapter 2: Wrestling With Fear and Shame

Chapter 3: Healing Childhood Money Wounds

Chapter 4: Emergency Financial Triage

Chapter 5: When Life Gets Expensive

Chapter 6: Creating Your Financial Gap

Chapter 7: Family Financial Dynamics

SECTION 2: The Yellow Zone - Strategic Building

Chapter 8: Climbing the Career Ladder

Chapter 9: The Late Starter's Investment Advantage

Chapter 10: Wealth Pathways Beyond Your Paycheck

Chapter 11: Finding Trusted Advisors

Chapter 12: Education Crossroads for Late Starter

SECTION 3: The Green Zone - Financial Freedom

Chapter 13: The Divorce Reset

Chapter 14: Superpower Discovery

Chapter 15: Financial Freedom Summit

Chapter 16: Creating Your Legacy

Chapter 17: Turning Knowledge Into Action

Why This Book is Different

Comparison chart showing The Late Starter's Guide versus traditional FIRE books and general personal finance books
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